Quick Answer: How Much Is Car Insurance Per Month In NY?

Is car insurance expensive in New York?

Car insurance in New York is more expensive than the national average, which is around $1,500 annually for full coverage and about $600 per year for minimum coverage.

As the cost of providing insurance goes up, the premiums insurers charge also rise..

How can I lower my car insurance in NY?

Eight Ways to Lower Car Insurance Rates in NY, PA and BeyondBe a safe driver. … Check for a renewal discount or a sign-up discount. … Choose your car carefully. … Bundle your insurance policies. … Improve your credit score. … Check out the list of discounts. … Invest in extra safety features. … Increase your deductible.

What is the cheapest car insurance for a new driver?

We found that the cheapest widely available auto insurance for teen drivers is offered by Nationwide. A Nationwide policy with a teen and parent costs an average of $1,266 for six months, which is less than half the price of the national average of $2,859.

Who has the cheapest car insurance for seniors?

GEICOSpoiler alert! GEICO offers the most affordable car insurance for senior drivers.Affordability RankCar Insurance CompanyAverage Senior PremiumCheapestGEICO$4932ndProgressive$6183rdAllstate$1,0474thState Farm$1,0481 more row•Sep 9, 2020

Who has the best car insurance rates in NY?

Best car insurance for one or more accidents on recordCompanyAverage monthly car insurance premiumAllstate$209Progressive$222Esurance$246Farmers$3292 more rows•Sep 24, 2020

Which borough has the cheapest car insurance?

Staten IslandSummary. To summarize, of all five boroughs of New York City, the residents of Staten Island pay the least for their annual auto insurance premiums, while the residents of Brooklyn pay the most.

How much is full coverage insurance in NYC?

Average New York City Car Insurance RatesCoverageMenWomenCollision$379$393Comprehensive$71$71Total Cost Per Year$1,286$1,421Price Per Month$107$1182 more rows•Nov 14, 2018

How much is car insurance in NY for a new driver?

Car insurance for a new driver in New York state costs about $4,200 to $5,500 per year, assuming an individual policy for a 17-year-old.

How much is car insurance in NYC?

The average cost of auto insurance in New York can vary quite a bit depending on the source of the information. For example, The Zebra found that the average car insurance premium is around $1582 per year.

Who has the cheapest car insurance in NY?

The Best Cheap Car Insurance Companies for New York Drivers in 2020USAA. In 2020, USAA ranked #1 in New York for the cheapest car insurance on average. … GEICO. In 2020, GEICO ranked #2 in New York for the cheapest car insurance on average. … Erie. … Allstate. … Progressive. … State Farm. … Nationwide. … Travelers.More items…•

What do you do if you can’t afford car insurance?

If your situation is going to last for longer than a month, your first step should be to contact your insurance company. Most companies are willing to work with you to reduce your rates. They may offer to reduce your coverage, raise your deductible, or find other ways to save you money.

How can I get cheap car insurance for the first time?

Assuming you stay conviction free, and follow these money saving tips, getting an affordable premium is possible:Drive smart. … Take public transit. … Bundle policies. … Increase your deductible. … Buy the right car. … Pay your insurance bill on time. … Reduce the risk of your car being stolen. … Consider usage based insurance (UBI)